---
canonical_url: https://lendb.ai/lo/ernesha-sowell-1038191
json_url: https://lendb.ai/lo/ernesha-sowell-1038191.json
nmls_id: 1038191
last_verified: 2026-10-09
---

# Ernesha Sowell

Producing Loan Officer Assistant at Union Home Mortgage, Winder, GA. NMLS ID 1038191 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1038191)).

**Summary:** Ernesha Sowell (NMLS 1038191) is Producing Loan Officer Assistant at Union Home Mortgage, based in Winder, GA. Licensed in Florida, confirmed with the state regulator (license LO128157). Also lists Georgia and Michigan on the lender page (not yet checked with the state regulator). Earliest state license record: April 26, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 26, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO128157 | active | confirmed | 2024-04-26 | state_regulator | 2026-10-09 |
| GA | state_license | 1038191 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | 1038191 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Winder, GA. Source: https://www.uhm.com/loan-officers/ernesha-sowell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1038191

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/ernesha-sowell/
- Office phone and Email on file: shown at https://lendb.ai/lo/ernesha-sowell-1038191#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1038191
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/ernesha-sowell/

Cite as: Ernesha Sowell (NMLS 1038191), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/ernesha-sowell-1038191, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._