---
canonical_url: https://lendb.ai/lo/ernest-wendell-spriggs-194645
json_url: https://lendb.ai/lo/ernest-wendell-spriggs-194645.json
nmls_id: 194645
last_verified: 2026-10-09
---

# Ernest Wendell Spriggs

Mortgage Loan Originator at NFM Lending, Bethesda, MD. NMLS ID 194645 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194645)).

**Summary:** Ernest Wendell Spriggs (NMLS 194645) is Mortgage Loan Originator at NFM Lending, based in Bethesda, MD. Lists District of Columbia and Maryland on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/, verified 2026-10-09)
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ernest Wendell Spriggs is a seasoned mortgage professional with over 20 years of experience. He has served as a credit manager, mortgage broker, and underwriter, and maintains licensing in Maryland and DC.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/, verified 2026-10-09.
- role: Credit manager for national company in Annapolis, mortgage broker in Bowie, underwriter and account representative. Source: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Bethesda, MD. Source: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194645

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/
- Office phone and Email on file: shown at https://lendb.ai/lo/ernest-wendell-spriggs-194645#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194645
- lender_site: https://nfmlending.com/loanoriginator/ernest-wendell-spriggs/

Cite as: Ernest Wendell Spriggs (NMLS 194645), NFM Lending. LenDb.ai, https://lendb.ai/lo/ernest-wendell-spriggs-194645, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._