---
canonical_url: https://lendb.ai/lo/ernesto-aldrete-2233239
json_url: https://lendb.ai/lo/ernesto-aldrete-2233239.json
nmls_id: 2233239
last_verified: 2026-10-09
---

# Ernesto Aldrete

Senior Loan Officer at CrossCountry Mortgage, San Juan Capistrano, CA. NMLS ID 2233239 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233239)).

**Summary:** Ernesto Aldrete (NMLS 2233239) is Senior Loan Officer at CrossCountry Mortgage, based in San Juan Capistrano, CA. Lists California and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, VA loan and FHA loan. Earliest state license record: April 25, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 25, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/

## About

Ernesto is a trusted loan officer with years of experience committed to top-tier service. He helps borrowers navigate home financing with expert guidance and personalized plans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: San Juan Capistrano, CA. Source: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO106497 | expired | confirmed | 2022-04-25 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Juan Capistrano, CA. Source: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233239

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/
- Office phone and Email on file: shown at https://lendb.ai/lo/ernesto-aldrete-2233239#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233239
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/san-juan-capistrano-ca-4047/ernesto-aldrete/

Cite as: Ernesto Aldrete (NMLS 2233239), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ernesto-aldrete-2233239, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._