---
canonical_url: https://lendb.ai/lo/ernesto-miranda-668609
json_url: https://lendb.ai/lo/ernesto-miranda-668609.json
nmls_id: 668609
last_verified: 2026-10-09
---

# Ernesto Miranda

CRA Mortgage Banker at BMO Bank, City of Industry, CA. NMLS ID 668609 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668609)).

**Summary:** Ernesto Miranda (NMLS 668609) is CRA Mortgage Banker at BMO Bank, based in City of Industry, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BMO Bank (NMLS 401052), City of Industry, CA. Source: https://usmortgagebanker.bmo.com/ca/cityofindustry/em-668609/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668609

## Contact

- View profile at BMO Bank: https://usmortgagebanker.bmo.com/ca/cityofindustry/em-668609/
- Office phone and Email on file: shown at https://lendb.ai/lo/ernesto-miranda-668609#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668609
- lender_site: https://usmortgagebanker.bmo.com/ca/cityofindustry/em-668609/

Cite as: Ernesto Miranda (NMLS 668609), BMO Bank. LenDb.ai, https://lendb.ai/lo/ernesto-miranda-668609, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._