{
  "canonical_url": "https://lendb.ai/lo/erselle-young-2813746",
  "loan_officer": {
    "nmls_id": 2813746,
    "slug": "erselle-young-2813746",
    "canonical_url": "https://lendb.ai/lo/erselle-young-2813746",
    "md_url": "https://lendb.ai/lo/erselle-young-2813746.md",
    "json_url": "https://lendb.ai/lo/erselle-young-2813746.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2813746",
    "full_name": {
      "value": "Erselle Young",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Erselle",
    "last_name": "Young",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2026/07/erselle-young.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Erselle Young retired from Rockingham County Schools with 25 years of service and is passionate about helping people achieve homeownership. They serve on local boards including SECU and Reidsville Area Foundation.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Reidsville",
      "branch_state": "NC",
      "branch_zip": "27320",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/eyoung/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Reidsville",
        "branch_state": "NC",
        "branch_zip": "27320",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/eyoung/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/eyoung/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/eyoung/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/eyoung/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25 years",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/eyoung/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Serves on SECU Board, Reidsville Area Foundation Board, and Town of Wentworth Planning Board",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/eyoung/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:17:40.539037+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/erselle-young-2813746#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/eyoung/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}