---
canonical_url: https://lendb.ai/lo/esperanza-alvarez-1987734
json_url: https://lendb.ai/lo/esperanza-alvarez-1987734.json
nmls_id: 1987734
last_verified: 2026-10-09
---

# Esperanza Alvarez

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 1987734 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987734)).

**Summary:** Esperanza Alvarez (NMLS 1987734) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo and Real estate investor. Speaks Spanish. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734
- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734

## About

Licensed loan consultant with over 30 years of customer service experience. Serves SF Bay Area clients in single-family homes, condos, lofts and investment properties; fluent in Spanish and English.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734, verified 2026-10-09.
- credential: Licensed loan consultant and real estate broker. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734, verified 2026-10-09.
- service_area: SF Bay Area. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987734

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987734
- lender_site: https://www.loanfactory.com/mortgage-expert/esperanza-alvarez-1987734

Cite as: Esperanza Alvarez (NMLS 1987734), Loan Factory. LenDb.ai, https://lendb.ai/lo/esperanza-alvarez-1987734, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._