---
canonical_url: https://lendb.ai/lo/etienne-bernstein-165961
json_url: https://lendb.ai/lo/etienne-bernstein-165961.json
nmls_id: 165961
last_verified: 2026-10-09
---

# Etienne Bernstein

Senior Loan Officer at CrossCountry Mortgage, Brooklyn, NY. NMLS ID 165961 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/165961)).

**Summary:** Etienne Bernstein (NMLS 165961) is Senior Loan Officer at CrossCountry Mortgage, based in Brooklyn, NY. Lists Connecticut and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Renovation loan (203k / HomeStyle) and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Connecticut (CT, lender_reported), New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/

## About

Etienne Bernstein serves the Brooklyn, NY community as a loan officer with a focus on first-time homebuyers and jumbo loans. He offers expert advice and personal touch to guide borrowers through the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Brooklyn, NY community. Source: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Brooklyn, NY. Source: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/165961

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/
- Office phone and Email on file: shown at https://lendb.ai/lo/etienne-bernstein-165961#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/165961
- lender_site: https://crosscountrymortgage.com/brooklyn-ny-5601/etienne-bernstein/

Cite as: Etienne Bernstein (NMLS 165961), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/etienne-bernstein-165961, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._