---
canonical_url: https://lendb.ai/lo/eugene-willoughby-1708366
json_url: https://lendb.ai/lo/eugene-willoughby-1708366.json
nmls_id: 1708366
last_verified: 2026-10-15
---

# Eugene Willoughby

Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC. NMLS ID 1708366 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708366)).

**Summary:** Eugene Willoughby (NMLS 1708366) is Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC. Licensed in Florida, confirmed with the state regulator (license LO86526). Earliest state license record: April 27, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 27, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO86526 | active | confirmed | 2021-04-27 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Bayshore Mortgage Funding, LLC (NMLS 196858). Source: https://bayshoremortgagefunding.com/team-directory/eugene-willoughby/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708366

## Contact

- View profile at Bayshore Mortgage Funding, LLC: https://bayshoremortgagefunding.com/team-directory/eugene-willoughby/
- Office phone and Email on file: shown at https://lendb.ai/lo/eugene-willoughby-1708366#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708366
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://bayshoremortgagefunding.com/team-directory/eugene-willoughby/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Eugene Willoughby (NMLS 1708366), Bayshore Mortgage Funding, LLC. LenDb.ai, https://lendb.ai/lo/eugene-willoughby-1708366, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._