---
canonical_url: https://lendb.ai/lo/eva-kokosinska-19571
json_url: https://lendb.ai/lo/eva-kokosinska-19571.json
nmls_id: 19571
last_verified: 2026-10-09
---

# Eva S. Kokosinska

Branch Manager at Total Mortgage Services, Auburn, MA. NMLS ID 19571 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19571)).

**Summary:** Eva S. Kokosinska (NMLS 19571) is Branch Manager at Total Mortgage Services, based in Auburn, MA. Licensed in Florida, confirmed with the state regulator (license LO127635). Also lists Massachusetts on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2024 (per Florida records). States 27 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 27 (source: https://www.totalmortgage.com/bankers/eva-kokosinska, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/eva-kokosinska

## About

Eva has 27 years of mortgage industry experience and specializes in helping first-time homebuyers and immigrants achieve homeownership. She is dedicated to providing tailored solutions and exceptional client support throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27. Source: https://www.totalmortgage.com/bankers/eva-kokosinska, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127635 | active | confirmed | 2024-04-10 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Auburn, MA. Source: https://www.totalmortgage.com/bankers/eva-kokosinska, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19571

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/eva-kokosinska
- Email on file: shown at https://lendb.ai/lo/eva-kokosinska-19571#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19571
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/eva-kokosinska

Cite as: Eva S. Kokosinska (NMLS 19571), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/eva-kokosinska-19571, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._