--- canonical_url: https://lendb.ai/lo/evan-luchaco-887608 json_url: https://lendb.ai/lo/evan-luchaco-887608.json nmls_id: 887608 last_verified: 2026-10-09 --- # Evan Luchaco Loan Officer at Churchill Mortgage, Portland, OR. NMLS ID 887608 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887608)). **Summary:** Evan Luchaco (NMLS 887608) is Loan Officer at Churchill Mortgage, based in Portland, OR. Licensed in Colorado, confirmed with the state regulator (license 100537070). Also lists Alaska, Arizona, California, Iowa, Idaho, Montana, Nebraska, Oregon and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Renovation loan (203k / HomeStyle), Self-employed and VA loan. Earliest state license record: July 31, 2023 (Colorado), per state regulator. States 12 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: July 31, 2023 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 12 (source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09) - Licensed in: Colorado (CO, confirmed), Alaska (AK, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Montana (MT, lender_reported), Nebraska (NE, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported), Wyoming (WY, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco - **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco ## About Evan is a seasoned loan officer with 12 years of experience specializing in FHA, VA, conventional, renovation, and self-employed loans. He holds a Bachelor's of Science in Business from Oregon State University and is a Dave Ramsey Certified Financial Coach. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 12. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. - education: Bachelor's of Science in Business from Oregon State University. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. - credential: Dave Ramsey Certified Financial Coach. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. - community: Spent nearly a decade as a volunteer Young Life leader. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. - service_area: Western US from Alaska to Iowa. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | CO | state_license | 100537070 | active | confirmed | 2023-07-31 | state_regulator | 2026-10-10 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Churchill Mortgage (NMLS 1591), Portland, OR. Source: https://www.churchillmortgage.com/loan-officers/evan-luchaco, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887608 ## Contact - View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/evan-luchaco - Office phone and Email on file: shown at https://lendb.ai/lo/evan-luchaco-887608#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887608 - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=318297&contact=548030 - lender_site: https://www.churchillmortgage.com/loan-officers/evan-luchaco Cite as: Evan Luchaco (NMLS 887608), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/evan-luchaco-887608, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._