---
canonical_url: https://lendb.ai/lo/evan-souza-1675909
json_url: https://lendb.ai/lo/evan-souza-1675909.json
nmls_id: 1675909
last_verified: 2026-10-09
---

# Evan Souza

Mortgage Advisor at Xpert Home Lending. NMLS ID 1675909 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1675909)).

**Summary:** Evan Souza (NMLS 1675909) is Mortgage Advisor at Xpert Home Lending. Lists California and Hawaii on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Hawaii (HI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Evan has 12+ years in lending, with 7 years in home loans at retail banks. He works with his wife as a team and serves CA and HI.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12+. Source: https://xperthomelending.com/loan-directory/evan-souza, verified 2026-10-09.
- role: Works as a team with his wife. Source: https://xperthomelending.com/loan-directory/evan-souza, verified 2026-10-09.
- other: Previously worked at Verizon for 12+ years and Tesla for 3+ years. Source: https://xperthomelending.com/loan-directory/evan-souza, verified 2026-10-09.
- service_area: California and Hawaii. Source: https://xperthomelending.com/loan-directory/evan-souza, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO98736 | expired | confirmed | 2021-12-07 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/evan-souza, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1675909

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/evan-souza
- Office phone and Email on file: shown at https://lendb.ai/lo/evan-souza-1675909#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1675909
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/evan-souza

Cite as: Evan Souza (NMLS 1675909), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/evan-souza-1675909, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._