--- canonical_url: https://lendb.ai/lo/ezra-lukas-2793507 json_url: https://lendb.ai/lo/ezra-lukas-2793507.json nmls_id: 2793507 last_verified: 2026-10-31 --- # Ezra Lukas Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2793507 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2793507)). Ezra Lukas (NMLS 2793507) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2026 and in Florida, Louisiana, Missouri and 7 more states. Ezra's lender page shows a focus on VA loan. **Summary:** Ezra Lukas (NMLS 2793507) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 11 states confirmed with state regulators: Florida, Louisiana, Missouri, Arkansas, Oregon, Wisconsin, California, Maryland and 3 more. Focus areas shown on the lender page: VA loan. Earliest state license record: February 3, 2026 (California), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Ezra licensed in Florida? Yes. Florida regulator records list license LO145356 as active, first effective February 26, 2026 (verified 2026-10-15). LenDb has 10 other states on file for Ezra. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### Does Ezra do VA loans? Ezra's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/ezra-lukas/. ### What lender does Ezra work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/ezra-lukas/. ### How long has Ezra been licensed? The earliest state license record LenDb holds for Ezra is from February 3, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: February 3, 2026 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Ezra N. Lukas (AR, CA, FL, LA, MD, MO, NV, OR, WY, as of 2026-10-28) - Licensed in: Florida (FL, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/ezra-lukas/ ## About Ezra Lukas says they specialize in VA loans. They began their career as a traveling electrical apprentice and are originally from Forest Lake, Minnesota. They now live in Phoenix. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - other: Began career as a traveling electrical apprentice on electrical substations. Source: https://independencehl.com/ezra-lukas/, verified 2026-10-15. - other: Now lives in Phoenix. Source: https://independencehl.com/ezra-lukas/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO145356 | active | confirmed | 2026-02-26 | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-14 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2793507 | active | confirmed | 2026-10-07 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2793507 | active | confirmed | 2026-02-03 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110773 | active | confirmed | 2026-09-08 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0096015 | active | confirmed | 2026-08-19 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-176548 | active | confirmed | 2026-06-25 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/ezra-lukas/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2793507 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/ezra-lukas/ - Office phone and Email on file: shown at https://lendb.ai/lo/ezra-lukas-2793507#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2793507 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/ezra-lukas/ Cite as: Ezra Lukas (NMLS 2793507), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ezra-lukas-2793507, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._