---
canonical_url: https://lendb.ai/lo/fabian-roman-ortiz-173714
json_url: https://lendb.ai/lo/fabian-roman-ortiz-173714.json
nmls_id: 173714
last_verified: 2026-10-15
---

# Fabian Roman

Business Develpment Manager / Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 173714 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173714)).

Fabian Roman, NMLS 173714, works as a mortgage loan officer at Cliffco, Inc. in Uniondale, New York, serving New Jersey. Fabian works at an FHA-approved lender, per HUD.

**Summary:** Fabian Roman (NMLS 173714) is Business Develpment Manager / Loan Officer at Cliffco, Inc., based in Uniondale, NY. Lists New Jersey on the lender page (not yet checked with the state regulator). States 22 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Fabian licensed in New Jersey?

Cliffco, Inc.'s page for Fabian lists New Jersey. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://cliffcomortgage.com/froman/.

### What lender does Fabian work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/froman/.

### How much experience does Fabian have?

Fabian states 22 years of experience. Source: https://cliffcomortgage.com/froman/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://cliffcomortgage.com/froman/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Fabian A. Roman-Ortiz (NY, as of 2026-10-13)
- Licensed in: New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 22+. Source: https://cliffcomortgage.com/froman/, verified 2026-10-15.
- years_experience: since 2004. Source: https://cliffcomortgage.com/froman/, verified 2026-10-15.
- role: Business Development Manager. Source: https://cliffcomortgage.com/froman/, verified 2026-10-15.
- other: past work includes back-office operations and TBA trading. Source: https://cliffcomortgage.com/froman/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| NJ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/froman/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173714

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/froman/
- Office phone and Email on file: shown at https://lendb.ai/lo/fabian-roman-ortiz-173714#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173714
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://cliffcomortgage.com/froman/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Fabian Roman (NMLS 173714), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/fabian-roman-ortiz-173714, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._