---
canonical_url: https://lendb.ai/lo/fady-kareem-39622
json_url: https://lendb.ai/lo/fady-kareem-39622.json
nmls_id: 39622
last_verified: 2026-10-26
---

# Fady Kareem

Loan officer at Clear2Mortgage Inc.. NMLS ID 39622 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39622)).

Fady Kareem (NMLS 39622) is a mortgage loan officer at Clear2Mortgage Inc., licensed in Florida, Oregon, California and Maryland.

**Summary:** Fady Kareem (NMLS 39622) is a loan officer at Clear2Mortgage Inc.. Licensed in 4 states confirmed with state regulators: Florida, Oregon, California and Maryland. Earliest state license record: February 21, 2024 (Iowa), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Fady licensed in Florida?

Yes. Florida regulator records list license LO126688 as active, first effective March 7, 2024 (verified 2026-10-15). LenDb has 3 other states on file for Fady. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Fady work for?

Clear2Mortgage Inc., company NMLS 1911663, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Fady been licensed?

The earliest state license record LenDb holds for Fady is from February 21, 2024 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: February 21, 2024 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Fady J. Kareem (CA, FL, IA, MD, NY, OR, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO126688 | active | confirmed | 2024-03-07 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| IA | Iowa regulator | state_license | 51418 | expired | confirmed | 2024-02-21 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-02-28 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 39622 | expired | confirmed | 2024-02-28 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI39622 | active | confirmed | 2024-03-11 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Clear2Mortgage Inc. (NMLS 1911663). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39622

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39622
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Fady Kareem (NMLS 39622), Clear2Mortgage Inc.. LenDb.ai, https://lendb.ai/lo/fady-kareem-39622, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._