--- canonical_url: https://lendb.ai/lo/farouk-barakat-2127213 json_url: https://lendb.ai/lo/farouk-barakat-2127213.json nmls_id: 2127213 last_verified: 2026-10-30 --- # Farouk Barakat Loan officer at West Capital Lending, Inc., Troy, MI. NMLS ID 2127213 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127213)). Farouk Barakat, NMLS 2127213, works as a mortgage loan officer at West Capital Lending, Inc. in Troy, Michigan and is licensed in Wyoming since 2026 and in Florida, Texas, Connecticut and 6 more states. **Summary:** Farouk Barakat (NMLS 2127213) is a loan officer at West Capital Lending, Inc., based in Troy, MI. Licensed in 10 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 2 more. Earliest state license record: March 25, 2026 (Wyoming), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Farouk licensed in Florida? Yes. Florida regulator records list license LO149906 as active, first effective July 29, 2026 (verified 2026-10-15). LenDb has 9 other states on file for Farouk. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Farouk work for? West Capital Lending, Inc., company NMLS 1566096, from the Troy, MI office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Farouk been licensed? The earliest state license record LenDb holds for Farouk is from March 25, 2026 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/. ## At a glance - Earliest state license record: March 25, 2026 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Farouk I. Barakat (AR, CT, DE, FL, IA, MD, MO, NY, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO149906 | active | confirmed | 2026-07-29 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-06-05 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | CT | Connecticut regulator | state_license | LO-2127213 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56907 | active | confirmed | 2026-03-26 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-15 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2127213 | inactive | confirmed | 2026-04-08 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110058 | active | confirmed | 2026-03-25 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096), Troy, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127213 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127213 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Farouk Barakat (NMLS 2127213), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/farouk-barakat-2127213, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._