---
canonical_url: https://lendb.ai/lo/ferenc-montvai-lako-1608108
json_url: https://lendb.ai/lo/ferenc-montvai-lako-1608108.json
nmls_id: 1608108
last_verified: 2026-10-24
---

# Ferenc Montvai-Lako

Loan officer at West Capital Lending, Inc.. NMLS ID 1608108 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1608108)).

Ferenc Montvai-Lako (NMLS 1608108) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2020 and in Florida, Texas, California and 2 more states.

**Summary:** Ferenc Montvai-Lako (NMLS 1608108) is a loan officer at West Capital Lending, Inc.. Licensed in 6 states confirmed with state regulators: Florida, Texas, California, Colorado, Missouri and Iowa. Earliest state license record: March 18, 2020 (Colorado), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Ferenc licensed in Florida?

Yes. Florida regulator records list license LO74018 as active, first effective September 10, 2020 (verified 2026-10-15). LenDb has 5 other states on file for Ferenc. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Ferenc work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Ferenc been licensed?

The earliest state license record LenDb holds for Ferenc is from March 18, 2020 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=246965&contact=467285.

## At a glance

- Earliest state license record: March 18, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ferenc V. Montvai-Lako (CA, CO, FL, IA, MO, TX, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Iowa (IA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO74018 | active | confirmed | 2020-09-10 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-02-28 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02245708 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100516953 | active | confirmed | 2020-03-18 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IA | Iowa regulator | state_license | 56566 | active | confirmed | 2026-02-19 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1608108 | expired | confirmed | 2020-06-29 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1608108

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1608108
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=246965&contact=467285
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Ferenc Montvai-Lako (NMLS 1608108), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ferenc-montvai-lako-1608108, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._