---
canonical_url: https://lendb.ai/lo/fernando-escutia-219321
json_url: https://lendb.ai/lo/fernando-escutia-219321.json
nmls_id: 219321
last_verified: 2026-10-09
---

# Fernando Escutia

Community Lending Officer at Bank of America, McAllen, TX. NMLS ID 219321 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219321)).

**Summary:** Fernando Escutia (NMLS 219321) is Community Lending Officer at Bank of America, based in McAllen, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), McAllen, TX. Source: https://mortgage.bankofamerica.com/fernando-escutia, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219321

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/fernando-escutia
- Office phone on file: shown at https://lendb.ai/lo/fernando-escutia-219321#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219321
- lender_site: https://mortgage.bankofamerica.com/fernando-escutia

Cite as: Fernando Escutia (NMLS 219321), Bank of America. LenDb.ai, https://lendb.ai/lo/fernando-escutia-219321, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._