---
canonical_url: https://lendb.ai/lo/fernando-ospina-1544621
json_url: https://lendb.ai/lo/fernando-ospina-1544621.json
nmls_id: 1544621
last_verified: 2026-10-15
---

# Fernando Ospina

Branch Manager at Panorama Mortgage Group, LLC, Parsippany, NJ. NMLS ID 1544621 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544621)).

**Summary:** Fernando Ospina (NMLS 1544621) is Branch Manager at Panorama Mortgage Group, LLC, based in Parsippany, NJ. Licensed in 3 states confirmed with state regulators: Florida, Texas and Connecticut. Also lists Delaware, Iowa, Maryland, Minnesota, New Jersey, Nevada, Pennsylvania and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: May 3, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 3, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, lender_reported), Iowa (IA, lender_reported), Maryland (MD, lender_reported), Minnesota (MN, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), Pennsylvania (PA, lender_reported), Virginia (VA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO86960 | active | confirmed | 2021-05-03 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2023-12-14 | state_regulator | 2026-10-13 |
| CT | state_license | LO-1544621 | active | confirmed |  | state_regulator | 2026-10-15 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Panorama Mortgage Group, LLC (NMLS 133739), Parsippany, NJ. Source: https://www.simplypmg.net/loan-originators/fernando-ospina, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544621

## Contact

- View profile at Panorama Mortgage Group, LLC: https://www.simplypmg.net/loan-originators/fernando-ospina
- Office phone and Email on file: shown at https://lendb.ai/lo/fernando-ospina-1544621#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544621
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- lender_site: https://www.simplypmg.net/loan-originators/fernando-ospina
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Fernando Ospina (NMLS 1544621), Panorama Mortgage Group, LLC. LenDb.ai, https://lendb.ai/lo/fernando-ospina-1544621, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._