---
canonical_url: https://lendb.ai/lo/fernando-rizzo-395335
json_url: https://lendb.ai/lo/fernando-rizzo-395335.json
nmls_id: 395335
last_verified: 2026-10-10
---

# Fernando Rizzo

Senior Mortgage Loan Officer at Neighborhood Loans. NMLS ID 395335 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/395335)).

**Summary:** Fernando Rizzo (NMLS 395335) is Senior Mortgage Loan Officer at Neighborhood Loans. Licensed in Florida, confirmed with the state regulator (license LO38580). Earliest state license record: January 23, 2017 (Florida), per state regulator. States 5 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: January 23, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://neighborhoodloans.com/fernando-rizzo/, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Fernando is a senior lender with Neighborhood Loans who started in lending while finishing a business management degree. They have about five years of client service experience.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 5. Source: https://neighborhoodloans.com/fernando-rizzo/, verified 2026-10-10.
- education: Bachelor's degree in Business Management (in progress when began lending). Source: https://neighborhoodloans.com/fernando-rizzo/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38580 | active | confirmed | 2017-01-23 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/fernando-rizzo/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/395335

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/fernando-rizzo/
- Office phone and Email on file: shown at https://lendb.ai/lo/fernando-rizzo-395335#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/395335
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://neighborhoodloans.com/fernando-rizzo/

Cite as: Fernando Rizzo (NMLS 395335), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/fernando-rizzo-395335, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._