---
canonical_url: https://lendb.ai/lo/fernando-suarez-316259
json_url: https://lendb.ai/lo/fernando-suarez-316259.json
nmls_id: 316259
last_verified: 2026-10-09
---

# Fernando Suarez

Mortgage Loan Officer at Loan Factory. NMLS ID 316259 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316259)).

**Summary:** Fernando Suarez (NMLS 316259) is Mortgage Loan Officer at Loan Factory. Lists Arizona, California, Pennsylvania, Tennessee, Texas and Virginia on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Fernando Suarez began his mortgage career in 2003 and has worked for national banks and brokers. He operates a broker model to serve borrowers who don't fit traditional bank requirements and offers transparent pricing through SearchMyRate.com.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://www.loanfactory.com/mortgage-expert/fernando-suarez-316259, verified 2026-10-09.
- other: Operates SearchMyRate.com with $1,000 best price guarantee. Source: https://www.loanfactory.com/mortgage-expert/fernando-suarez-316259, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/fernando-suarez-316259, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316259

## Contact

- linkedin_url: https://www.linkedin.com/in/searchmyrate/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/fernando-suarez-316259

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316259
- lender_site: https://www.loanfactory.com/mortgage-expert/fernando-suarez-316259

Cite as: Fernando Suarez (NMLS 316259), Loan Factory. LenDb.ai, https://lendb.ai/lo/fernando-suarez-316259, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._