---
canonical_url: https://lendb.ai/lo/florencio-abude-389199
json_url: https://lendb.ai/lo/florencio-abude-389199.json
nmls_id: 389199
last_verified: 2026-10-24
---

# Florencio Abude

Loan officer at West Capital Lending, Inc.. NMLS ID 389199 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389199)).

Florencio Abude (NMLS 389199) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2025 and in Texas, California, Colorado and Pennsylvania.

**Summary:** Florencio Abude (NMLS 389199) is a loan officer at West Capital Lending, Inc.. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Colorado and Pennsylvania. Earliest state license record: July 30, 2025 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Florencio licensed in Florida?

Yes. Florida regulator records list license LO140080 as active, first effective July 30, 2025 (verified 2026-10-15). LenDb has 4 other states on file for Florencio. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Florencio work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Florencio been licensed?

The earliest state license record LenDb holds for Florencio is from July 30, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: July 30, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Florencio C. Abude (CA, CO, FL, PA, TX, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO140080 | active | confirmed | 2025-07-30 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-07-31 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01140802 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100542944 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 116267 | active | confirmed |  | state_regulator | 2026-10-16 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389199

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389199
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=344238&contact=578349
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Florencio Abude (NMLS 389199), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/florencio-abude-389199, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._