--- canonical_url: https://lendb.ai/lo/franc-rapaport-2147571 json_url: https://lendb.ai/lo/franc-rapaport-2147571.json nmls_id: 2147571 last_verified: 2026-10-31 --- # Franc Rapaport Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2147571 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2147571)). Franc Rapaport (NMLS 2147571) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Colorado since 2022 and in Florida, Connecticut, Delaware and 7 more states. Franc's focus, from their own profile, includes VA loan. **Summary:** Franc Rapaport (NMLS 2147571) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 11 states confirmed with state regulators: Florida, Colorado, Connecticut, Delaware, Arkansas, Oregon, Wisconsin, California and 3 more. Focus areas shown on the lender page: VA loan. Earliest state license record: December 19, 2022 (Colorado), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Franc licensed in Florida? Yes. Florida regulator records list license LO138049 as active, first effective May 15, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Franc. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### Does Franc do VA loans? Franc's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/franc-rapaport/. ### What lender does Franc work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/franc-rapaport/. ### How long has Franc been licensed? The earliest state license record LenDb holds for Franc is from December 19, 2022 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=307766&contact=535594. ## At a glance - Earliest state license record: December 19, 2022 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Franc E. Rapaport (AR, CA, CO, CT, DE, FL, MD, NV, OR, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/franc-rapaport/ ## Facts from the lender page and intro - credential: Licensed Mortgage Loan Originator. Source: https://independencehl.com/franc-rapaport/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO138049 | active | confirmed | 2025-05-15 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100535514 | active | confirmed | 2022-12-19 | state_regulator | 2026-10-16 | | CT | Connecticut regulator | state_license | LO-2147571 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-11-10 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2147571 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2147571 | active | confirmed | 2025-05-28 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0094849 | active | confirmed | 2026-05-15 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-158324 | active | confirmed | 2026-02-19 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/franc-rapaport/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2147571 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/franc-rapaport/ - Office phone and Email on file: shown at https://lendb.ai/lo/franc-rapaport-2147571#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2147571 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=307766&contact=535594 - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/franc-rapaport/ Cite as: Franc Rapaport (NMLS 2147571), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/franc-rapaport-2147571, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._