--- canonical_url: https://lendb.ai/lo/francis-halaka-833003 json_url: https://lendb.ai/lo/francis-halaka-833003.json nmls_id: 833003 last_verified: 2026-10-27 --- # Francis Halaka Loan officer at West Capital Lending, Inc.. NMLS ID 833003 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/833003)). Francis Halaka (NMLS 833003) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2016 and in Florida, Texas, California and 8 more states. **Summary:** Francis Halaka (NMLS 833003) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, Texas, California, Connecticut, Colorado, Missouri, Arkansas, Iowa and 4 more. Earliest state license record: September 27, 2016 (Colorado), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Francis licensed in Florida? Yes. Florida regulator records list license LO146341 as active, first effective March 30, 2026 (verified 2026-10-15). LenDb has 11 other states on file for Francis. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Francis work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Francis been licensed? The earliest state license record LenDb holds for Francis is from September 27, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=183707&contact=398571. ## At a glance - Earliest state license record: September 27, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO146341 | active | confirmed | 2026-03-30 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-05-12 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02439488 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-833003 | active | confirmed | | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100504252 | active | confirmed | 2016-09-27 | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56921 | active | confirmed | 2026-03-30 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-03-31 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 833003 | active | confirmed | 2026-04-01 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI833003 | inactive | confirmed | 2025-12-12 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110078 | active | confirmed | 2026-03-31 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/833003 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/833003 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=183707&contact=398571 - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Francis Halaka (NMLS 833003), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/francis-halaka-833003, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._