---
canonical_url: https://lendb.ai/lo/francis-lord-212007
json_url: https://lendb.ai/lo/francis-lord-212007.json
nmls_id: 212007
last_verified: 2026-10-15
---

# Fran Lord

Branch Manager at Summit Mortgage Corporation, Naples, FL. NMLS ID 212007 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212007)).

**Summary:** Fran Lord (NMLS 212007) is Branch Manager at Summit Mortgage Corporation, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO3623). Focus areas shown on the lender page: First-time buyer, Self-employed and FHA loan. Summit Mortgage Corporation also offers Down payment assistance, Jumbo loan, USDA loan and VA loan (a lender program, not confirmed as their own focus). Earliest state license record: March 11, 2011 (Florida), per state regulator. States 33 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 11, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 33 (source: https://www.summit-mortgage.com/loan-officer/fran-lord/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/fran-lord/
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/fran-lord/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/fran-lord/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **USDA loan** (`usda`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **VA loan** (`va`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## About

Fran Lord is a Branch Manager with 33 years of mortgage banking experience. Their profile lists FHA, Conventional, Self-employed and First-time Homebuyers as specialties. They are licensed in FL and list English as a language.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 33. Source: https://www.summit-mortgage.com/loan-officer/fran-lord/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO3623 | active | confirmed | 2011-03-11 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Naples, FL. Source: https://www.summit-mortgage.com/loan-officer/fran-lord/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212007

## Contact

- linkedin_url: https://www.linkedin.com/in/fran-lord-44002a42/ (source: lender_site, verified 2026-10-15)
- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/fran-lord/
- Office phone and Email on file: shown at https://lendb.ai/lo/francis-lord-212007#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212007
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.summit-mortgage.com/loan-officer/fran-lord/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Fran Lord (NMLS 212007), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/francis-lord-212007, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._