{
  "canonical_url": "https://lendb.ai/lo/francisco-bonilla-216607",
  "lede": {
    "text": "Franky Bonilla (NMLS 216607) is a President & Founder at Entrust Home Lending LLC, licensed in Texas since 2007. Franky speaks English and Spanish.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Franky licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective April 4, 2007 (verified 2026-10-13).",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Franky work for?",
      "a": "Entrust Home Lending LLC, company NMLS 2581928, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Franky speak?",
      "a": "English and Spanish, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Franky been licensed?",
      "a": "The earliest state license record LenDb holds for Franky is from April 4, 2007 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 216607,
    "slug": "francisco-bonilla-216607",
    "canonical_url": "https://lendb.ai/lo/francisco-bonilla-216607",
    "md_url": "https://lendb.ai/lo/francisco-bonilla-216607.md",
    "json_url": "https://lendb.ai/lo/francisco-bonilla-216607.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216607",
    "full_name": {
      "value": "Franky Bonilla",
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Franky",
    "last_name": "Bonilla",
    "headshot_url": {
      "value": "https://www.entrusthomelending.com/images/team/franky-bonilla.webp",
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Franky Bonilla's title is President & Founder. Their profile lists English and Spanish as languages spoken.",
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "President & Founder",
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2581928,
      "lender_name": "Entrust Home Lending LLC",
      "lender_slug": "entrust-home-lending-llc-2581928",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2581928,
        "lender_name": "Entrust Home Lending LLC",
        "lender_slug": "entrust-home-lending-llc-2581928",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO88453",
        "status": "expired",
        "issued_at": "2021-05-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2007-04-04",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 19:56:23.752107+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/francisco-bonilla-216607#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.entrusthomelending.com/team/franky-bonilla/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2007-04-04",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2007,
      "state": "TX"
    },
    "federal_registration": null
  }
}