---
canonical_url: https://lendb.ai/lo/francisco-javier-ramirez-2462174
json_url: https://lendb.ai/lo/francisco-javier-ramirez-2462174.json
nmls_id: 2462174
last_verified: 2026-10-09
---

# Francisco Javier Ramirez

Mortgage Loan Officer at Loan Factory. NMLS ID 2462174 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2462174)).

**Summary:** Francisco Javier Ramirez (NMLS 2462174) is Mortgage Loan Officer at Loan Factory. Lists Indiana, North Carolina and Texas on the lender page (not yet checked with the state regulator). Speaks English and Spanish. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported), North Carolina (NC, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Frank Ramirez is a results-driven Loan Officer with over 20 years of experience in customer service, committed to delivering exceptional results.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2462174

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2462174
- lender_site: https://www.loanfactory.com/mortgage-expert/francisco-javier-ramirez-2462174

Cite as: Francisco Javier Ramirez (NMLS 2462174), Loan Factory. LenDb.ai, https://lendb.ai/lo/francisco-javier-ramirez-2462174, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._