---
canonical_url: https://lendb.ai/lo/frank-dicostanzo-2090434
json_url: https://lendb.ai/lo/frank-dicostanzo-2090434.json
nmls_id: 2090434
last_verified: 2026-10-09
---

# Frank DiCostanzo

Mortgage Banker at Total Mortgage Services, Niantic, CT. NMLS ID 2090434 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2090434)).

**Summary:** Frank DiCostanzo (NMLS 2090434) is Mortgage Banker at Total Mortgage Services, based in Niantic, CT. Lists Connecticut, Massachusetts, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.totalmortgage.com/bankers/frank-dicostanzo, verified 2026-10-09)
- Licensed in: Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over 30 years in the mortgage industry. Licensed in Connecticut, Rhode Island, Massachusetts, and New Hampshire.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.totalmortgage.com/bankers/frank-dicostanzo, verified 2026-10-09.
- education: University of Rhode Island, school of business. Source: https://www.totalmortgage.com/bankers/frank-dicostanzo, verified 2026-10-09.
- community: Volunteering at local shelters, organizing charity events, mentoring youth. Source: https://www.totalmortgage.com/bankers/frank-dicostanzo, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Niantic, CT. Source: https://www.totalmortgage.com/bankers/frank-dicostanzo, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2090434

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/frank-dicostanzo
- Email on file: shown at https://lendb.ai/lo/frank-dicostanzo-2090434#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2090434
- lender_site: https://www.totalmortgage.com/bankers/frank-dicostanzo

Cite as: Frank DiCostanzo (NMLS 2090434), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/frank-dicostanzo-2090434, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._