---
canonical_url: https://lendb.ai/lo/frank-flores-201990
json_url: https://lendb.ai/lo/frank-flores-201990.json
nmls_id: 201990
last_verified: 2026-10-09
---

# Frank Flores

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 201990 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201990)).

**Summary:** Frank Flores (NMLS 201990) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Frank Flores has helped many individuals and families achieve homeownership since 1999. He provides customized mortgage solutions and manages loan files from start to finish with continuous communication and honest advice.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://www.empirehomeloans.com/team/frank, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/frank, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201990

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/frank
- Office phone and Email on file: shown at https://lendb.ai/lo/frank-flores-201990#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201990
- lender_site: https://www.empirehomeloans.com/team/frank

Cite as: Frank Flores (NMLS 201990), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/frank-flores-201990, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._