---
canonical_url: https://lendb.ai/lo/frank-frayer-1520143
json_url: https://lendb.ai/lo/frank-frayer-1520143.json
nmls_id: 1520143
last_verified: 2026-10-09
---

# Frank Frayer

Sales Manager at Envoy Mortgage, Houston, TX. NMLS ID 1520143 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520143)).

**Summary:** Frank Frayer (NMLS 1520143) is Sales Manager at Envoy Mortgage, based in Houston, TX. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO56378 | active | confirmed | 2018-09-18 | state_regulator | 2026-10-09 |
| CO | state_license | 100512635 | active | confirmed | 2018-10-16 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Houston, TX. Source: https://www.envoymortgage.com/frank-frayer/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520143

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/frank-frayer/
- Email on file: shown at https://lendb.ai/lo/frank-frayer-1520143#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520143
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=224901&contact=444844
- lender_site: https://www.envoymortgage.com/frank-frayer/

Cite as: Frank Frayer (NMLS 1520143), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/frank-frayer-1520143, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._