---
canonical_url: https://lendb.ai/lo/frank-gemma-432362
json_url: https://lendb.ai/lo/frank-gemma-432362.json
nmls_id: 432362
last_verified: 2026-10-09
---

# Frank Gemma

Sales Team Lead at Union Home Mortgage, Tampa, FL. NMLS ID 432362 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/432362)).

**Summary:** Frank Gemma (NMLS 432362) is Sales Team Lead at Union Home Mortgage, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO25170). Earliest state license record: June 4, 2014 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 4, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO25170 | active | confirmed | 2014-06-04 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Tampa, FL. Source: https://www.uhm.com/loan-officers/frank-gemma/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/432362

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/frank-gemma/
- Office phone and Email on file: shown at https://lendb.ai/lo/frank-gemma-432362#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/432362
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/frank-gemma/

Cite as: Frank Gemma (NMLS 432362), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/frank-gemma-432362, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._