---
canonical_url: https://lendb.ai/lo/frank-johnson-1611544
json_url: https://lendb.ai/lo/frank-johnson-1611544.json
nmls_id: 1611544
last_verified: 2026-10-16
---

# Frank Johnson

Associate Loan Officer at Bell Bank, St. Petersburg, FL. NMLS ID 1611544 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1611544)).

Frank Johnson, NMLS 1611544, works as an Associate Loan Officer at Bell Bank in St. Petersburg, Florida.

**Summary:** Frank Johnson (NMLS 1611544) is Associate Loan Officer at Bell Bank, based in St. Petersburg, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Frank licensed?

Frank works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Frank work for?

Bell Bank, company NMLS 419538, from the St. Petersburg, FL office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/frankdoesloans.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), St. Petersburg, FL. Source: https://bell.bank/mortgage/loan-officer/frankdoesloans, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1611544

## Contact

- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/frankdoesloans
- Email on file: shown at https://lendb.ai/lo/frank-johnson-1611544#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1611544
- lender_site: https://bell.bank/mortgage/loan-officer/frankdoesloans

Cite as: Frank Johnson (NMLS 1611544), Bell Bank. LenDb.ai, https://lendb.ai/lo/frank-johnson-1611544, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._