---
canonical_url: https://lendb.ai/lo/fred-holsman-399150
json_url: https://lendb.ai/lo/fred-holsman-399150.json
nmls_id: 399150
last_verified: 2026-10-10
---

# Fred Holsman

Sr. Loan Officer at Lower, Eagle, ID. NMLS ID 399150 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/399150)).

**Summary:** Fred Holsman (NMLS 399150) is Sr. Loan Officer at Lower, based in Eagle, ID. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Fred Holsman is a Senior Loan Officer serving clients in Eagle, Idaho, and surrounding communities across the Treasure Valley region.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Video intro available

Fred has a short recorded video intro on Lower's site.

Watch on Lower's site: https://www.lower.com/loan-officers/idaho/eagle/fred-holsman

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Eagle, Idaho and surrounding communities. Source: https://www.lower.com/loan-officers/idaho/eagle/fred-holsman, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Lower (NMLS 1124061), Eagle, ID. Source: https://www.lower.com/loan-officers/idaho/eagle/fred-holsman, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/399150

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/idaho/eagle/fred-holsman
- Office phone and Email on file: shown at https://lendb.ai/lo/fred-holsman-399150#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/399150
- lender_site: https://www.lower.com/loan-officers/idaho/eagle/fred-holsman

Cite as: Fred Holsman (NMLS 399150), Lower. LenDb.ai, https://lendb.ai/lo/fred-holsman-399150, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._