---
canonical_url: https://lendb.ai/lo/fred-sisbarro-245520
json_url: https://lendb.ai/lo/fred-sisbarro-245520.json
nmls_id: 245520
last_verified: 2026-10-09
---

# Fred Sisbarro

Loan Officer at Union Home Mortgage, Cranford, NJ. NMLS ID 245520 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/245520)).

**Summary:** Fred Sisbarro (NMLS 245520) is Loan Officer at Union Home Mortgage, based in Cranford, NJ. Licensed in Florida, confirmed with the state regulator (license LO150857). Also lists Georgia, New Jersey and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: September 10, 2026 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 10, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.uhm.com/loan-officers/fred-sisbarro/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), New Jersey (NJ, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Fred Sisbarro has nearly 20 years of mortgage industry experience and has helped thousands of families purchase homes in Essex County, New Jersey.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.uhm.com/loan-officers/fred-sisbarro/, verified 2026-10-09.
- service_area: Essex County, New Jersey. Source: https://www.uhm.com/loan-officers/fred-sisbarro/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150857 | active | confirmed | 2026-09-10 | state_regulator | 2026-10-09 |
| GA | state_license | 245520 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | 9964474 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 245520 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Cranford, NJ. Source: https://www.uhm.com/loan-officers/fred-sisbarro/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/245520

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/fred-sisbarro/
- Office phone and Email on file: shown at https://lendb.ai/lo/fred-sisbarro-245520#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/245520
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/fred-sisbarro/

Cite as: Fred Sisbarro (NMLS 245520), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/fred-sisbarro-245520, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._