---
canonical_url: https://lendb.ai/lo/frederick-harrington-22887
json_url: https://lendb.ai/lo/frederick-harrington-22887.json
nmls_id: 22887
last_verified: 2026-10-15
---

# Rick Harrington

SVP of Mortgage Lending, Area Sales Manager at Guaranteed Rate Affinity, LLC, Boston, MA. NMLS ID 22887 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/22887)).

**Summary:** Rick Harrington (NMLS 22887) is SVP of Mortgage Lending, Area Sales Manager at Guaranteed Rate Affinity, LLC, based in Boston, MA. Licensed in Florida, confirmed with the state regulator (license LO124772). Focus areas shown on the lender page: Jumbo loan, Real estate investor and First-time buyer. Earliest state license record: December 12, 2023 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 12, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/rick-harrington-22887
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/rick-harrington-22887
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/rick-harrington-22887

## About

Rick works with first-time home buyers, investors, and jumbo and portfolio loan clients across New England and Florida. They report helping over 10,000 clients with more than $3 billion in loan volume.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Rick has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/rick-harrington-22887

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- service_area: New England and Florida. Source: https://www.grarate.com/loan-officers/rick-harrington-22887, verified 2026-10-15.
- other: helped over 10,000 clients; more than $3 billion in total loan volume. Source: https://www.grarate.com/loan-officers/rick-harrington-22887, verified 2026-10-15.
- other: real estate background. Source: https://www.grarate.com/loan-officers/rick-harrington-22887, verified 2026-10-15.
- community: active in the real estate community. Source: https://www.grarate.com/loan-officers/rick-harrington-22887, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124772 | active | confirmed | 2023-12-12 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Boston, MA. Source: https://www.grarate.com/loan-officers/rick-harrington-22887, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/22887

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/rick-harrington-22887
- Office phone and Email on file: shown at https://lendb.ai/lo/frederick-harrington-22887#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/22887
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/rick-harrington-22887
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Rick Harrington (NMLS 22887), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/frederick-harrington-22887, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._