---
canonical_url: https://lendb.ai/lo/frederick-munizza-1807814
json_url: https://lendb.ai/lo/frederick-munizza-1807814.json
nmls_id: 1807814
last_verified: 2026-10-13
---

# Rick Munizza

Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, Overland Park, KS. NMLS ID 1807814 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1807814)).

**Summary:** Rick Munizza (NMLS 1807814) is Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, based in Overland Park, KS. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Texas. Earliest state license record: April 27, 2023 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: April 27, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rick Munizza is based in Kansas City, MO and guides clients through the mortgage process with competitive rates and 24/7 availability, offering a variety of loan options tailored to individual goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Kansas City, MO area. Source: https://www.mutualmortgage.com/loan-officer/rick-munizza/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119648 | active | confirmed | 2023-05-05 | state_regulator | 2026-10-09 |
| CO | state_license | 100536566 | active | confirmed | 2023-05-09 | state_regulator | 2026-10-10 |
| TX | state_license | n/a | active | confirmed | 2023-04-27 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), Overland Park, KS. Source: https://www.mutualmortgage.com/loan-officer/rick-munizza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1807814

## Contact

- linkedin_url: https://www.linkedin.com/in/rick-munizza-26a9597a/ (source: lender_site, verified 2026-10-09)
- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/rick-munizza/
- Office phone and Email on file: shown at https://lendb.ai/lo/frederick-munizza-1807814#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1807814
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=237951&contact=457980
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.mutualmortgage.com/loan-officer/rick-munizza/

Cite as: Rick Munizza (NMLS 1807814), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/frederick-munizza-1807814, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._