---
canonical_url: https://lendb.ai/lo/fredy-razo-2565385
json_url: https://lendb.ai/lo/fredy-razo-2565385.json
nmls_id: 2565385
last_verified: 2026-10-09
---

# Fredy Razo

Outside Loan Originator at CrossCountry Mortgage, Meridian, ID. NMLS ID 2565385 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565385)).

**Summary:** Fredy Razo (NMLS 2565385) is Outside Loan Originator at CrossCountry Mortgage, based in Meridian, ID. Lists Idaho on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Idaho (ID, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Fredy is an outside loan originator with years of experience helping borrowers with diverse financing needs, from conventional and jumbo loans to specialized programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Meridian, ID. Source: https://crosscountrymortgage.com/meridian-id-4939/fredy-razo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565385

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/meridian-id-4939/fredy-razo/
- Office phone and Email on file: shown at https://lendb.ai/lo/fredy-razo-2565385#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565385
- lender_site: https://crosscountrymortgage.com/meridian-id-4939/fredy-razo/

Cite as: Fredy Razo (NMLS 2565385), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/fredy-razo-2565385, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._