{
  "canonical_url": "https://lendb.ai/lo/fulin-chang-1138324",
  "lede": {
    "text": "Fulin Chang, NMLS 1138324, works as a Loan Officer at Western Mortgage Corporation in Houston, Texas and is licensed in Texas since 2014.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Fulin licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective January 11, 2014 (verified 2026-10-13).",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Fulin work for?",
      "a": "Western Mortgage Corporation, company NMLS 328188, from the Houston, TX office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Fulin been licensed?",
      "a": "The earliest state license record LenDb holds for Fulin is from January 11, 2014 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1138324,
    "slug": "fulin-chang-1138324",
    "canonical_url": "https://lendb.ai/lo/fulin-chang-1138324",
    "md_url": "https://lendb.ai/lo/fulin-chang-1138324.md",
    "json_url": "https://lendb.ai/lo/fulin-chang-1138324.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1138324",
    "full_name": {
      "value": "Fulin Chang",
      "source": "state_regulator",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Fulin",
    "last_name": "Chang",
    "headshot_url": {
      "value": "https://cdn.mortgagehosting.com/images/376/CGw8S4lU/fulin-chang__h-200.webp",
      "source": "state_regulator",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 328188,
      "lender_name": "Western Mortgage Corporation",
      "lender_slug": "western-mortgage-corporation-328188",
      "branch_city": "Houston",
      "branch_state": "TX",
      "branch_zip": "77024",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.westernmortgagecorp.com/fulin/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 328188,
        "lender_name": "Western Mortgage Corporation",
        "lender_slug": "western-mortgage-corporation-328188",
        "branch_city": "Houston",
        "branch_state": "TX",
        "branch_zip": "77024",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.westernmortgagecorp.com/fulin/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.westernmortgagecorp.com/fulin/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2014-01-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:08:10.605675+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/fulin-chang-1138324#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.westernmortgagecorp.com/fulin/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2014-01-11",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2014,
      "state": "TX"
    },
    "federal_registration": null
  }
}