--- canonical_url: https://lendb.ai/lo/fulvio-r-chaljub-1882036 json_url: https://lendb.ai/lo/fulvio-r-chaljub-1882036.json nmls_id: 1882036 last_verified: 2026-10-16 --- # Fulvio R. Chaljub VP/Senior Mortgage Lending Officer at Quontic Bank, Suffolk & Nassau Counties, NYC, NY. NMLS ID 1882036 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1882036)). Fulvio R. Chaljub (NMLS 1882036) is a mortgage loan officer at Quontic Bank in Suffolk & Nassau Counties, NYC, New York. Fulvio's own profile lists first-time buyer, FHA loan and ITIN borrower as a focus, and Fulvio speaks English and Spanish. **Summary:** Fulvio R. Chaljub (NMLS 1882036) is VP/Senior Mortgage Lending Officer at Quontic Bank, based in Suffolk & Nassau Counties, NYC, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, FHA loan and ITIN borrower. Speaks English and Spanish. States 7 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Fulvio licensed? Fulvio works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Fulvio list first-time buyer as a focus? Fulvio's profile lists first-time buyer as a focus (from their lender profile page). It also lists FHA loan and ITIN borrower. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/. ### What lender does Fulvio work for? Quontic Bank, company NMLS 403503, from the Suffolk & Nassau Counties, NYC, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/. ### What languages does Fulvio speak? English and Spanish, per their lender page (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/. ### How much experience does Fulvio have? Fulvio states 7 years of experience. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 7 (source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/ - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/ - **ITIN borrower** (`itin`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/ ## About Fulvio R. Chaljub is a Loan Officer with Quontic Bank in Melville, NY. They have 7 years of experience and list Suffolk & Nassau Counties, NYC as their location expertise. They say they specialize in working with first-time homebuyers and list ITIN borrowers as a specialization. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 7. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/, verified 2026-10-16. - service_area: Suffolk & Nassau Counties, NYC. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/, verified 2026-10-16. - education: B.S. in Business Management from Farmingdale State University. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Quontic Bank (NMLS 403503), Suffolk & Nassau Counties, NYC, NY. Source: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1882036 ## Contact - linkedin_url: https://www.linkedin.com/in/fulvio-chaljub (source: lender_site, verified 2026-10-16) - View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/ - Office phone and Email on file: shown at https://lendb.ai/lo/fulvio-r-chaljub-1882036#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1882036 - lender_site: https://www.quontic.com/help/loan-officers/fulvio-r-chaljub/ Cite as: Fulvio R. Chaljub (NMLS 1882036), Quontic Bank. LenDb.ai, https://lendb.ai/lo/fulvio-r-chaljub-1882036, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._