---
canonical_url: https://lendb.ai/lo/gabriela-pena-1895801
json_url: https://lendb.ai/lo/gabriela-pena-1895801.json
nmls_id: 1895801
last_verified: 2026-10-09
---

# Gabby Pena

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 1895801 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1895801)).

**Summary:** Gabby Pena (NMLS 1895801) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88302 | expired | confirmed | 2021-05-25 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/gabby-pena-1895801, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1895801

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/gabby-pena-1895801

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1895801
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/gabby-pena-1895801

Cite as: Gabby Pena (NMLS 1895801), Loan Factory. LenDb.ai, https://lendb.ai/lo/gabriela-pena-1895801, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._