{
  "canonical_url": "https://lendb.ai/lo/gabriella-metzing-2594540",
  "lede": {
    "text": "Gabriella Metzing (NMLS 2594540) is a Loan Officer at think one mortgage inc in Staten Island, New York, licensed in Florida since 2026 and in New York. Gabriella speaks English and Spanish and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Gabriella licensed in New York?",
      "a": "Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 3 other states on file for Gabriella.",
      "fields": [
        "licenses"
      ],
      "source": "New York state regulator",
      "source_url": "https://www.dfs.ny.gov/",
      "verified_at": "2026-10-14"
    },
    {
      "q": "What lender does Gabriella work for, and is it FHA-approved?",
      "a": "think one mortgage inc, company NMLS 125182, from the Staten Island, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Gabriella speak?",
      "a": "English and Spanish, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Gabriella been licensed?",
      "a": "The earliest state license record LenDb holds for Gabriella is from March 6, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2594540,
    "slug": "gabriella-metzing-2594540",
    "canonical_url": "https://lendb.ai/lo/gabriella-metzing-2594540",
    "md_url": "https://lendb.ai/lo/gabriella-metzing-2594540.md",
    "json_url": "https://lendb.ai/lo/gabriella-metzing-2594540.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594540",
    "full_name": {
      "value": "Gabriella Metzing",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Gabriella",
    "last_name": "Metzing",
    "headshot_url": {
      "value": "https://thinkmtg.com/wp-content/uploads/2026/03/GabriellaM.png",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 125182,
      "lender_name": "think one mortgage inc",
      "lender_slug": "think-one-mortgage-inc-125182",
      "branch_city": "Staten Island",
      "branch_state": "NY",
      "branch_zip": "10314",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 125182,
        "lender_name": "think one mortgage inc",
        "lender_slug": "think-one-mortgage-inc-125182",
        "branch_city": "Staten Island",
        "branch_state": "NY",
        "branch_zip": "10314",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://thinkmtg.com/lo-gabriella-metzing/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO145645",
        "status": "active",
        "issued_at": "2026-03-06",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dfs.ny.gov/",
        "verified_at": "2026-10-14",
        "confidence": "confirmed",
        "regulator": "ny"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "serving the community",
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 18:40:04.314748+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/gabriella-metzing-2594540#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-gabriella-metzing/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2026-03-06",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}