---
canonical_url: https://lendb.ai/lo/gareth-thomas-177403
json_url: https://lendb.ai/lo/gareth-thomas-177403.json
nmls_id: 177403
last_verified: 2026-10-15
---

# Gareth Thomas

Senior Branch Manager at Vanderbilt Mortgage and Finance, Inc., Kennesaw, GA. NMLS ID 177403 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177403)).

**Summary:** Gareth Thomas (NMLS 177403) is Senior Branch Manager at Vanderbilt Mortgage and Finance, Inc., based in Kennesaw, GA. Licensed in Florida, confirmed with the state regulator (license LO51910). Earliest state license record: March 22, 2018 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 22, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://silvertonmortgage.com/gareththomas/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Gareth Thomas has more than 15 years of managing, loan origination and operations experience, and helps branch managers with daily operations and challenging loan scenarios.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 15. Source: https://silvertonmortgage.com/gareththomas/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO51910 | active | confirmed | 2018-03-22 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Vanderbilt Mortgage and Finance, Inc. (NMLS 1561), Kennesaw, GA. Source: https://silvertonmortgage.com/gareththomas/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177403

## Contact

- View profile at Vanderbilt Mortgage and Finance, Inc.: https://silvertonmortgage.com/gareththomas/
- Office phone and Email on file: shown at https://lendb.ai/lo/gareth-thomas-177403#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177403
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://silvertonmortgage.com/gareththomas/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Gareth Thomas (NMLS 177403), Vanderbilt Mortgage and Finance, Inc.. LenDb.ai, https://lendb.ai/lo/gareth-thomas-177403, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._