---
canonical_url: https://lendb.ai/lo/garrett-desmond-2132747
json_url: https://lendb.ai/lo/garrett-desmond-2132747.json
nmls_id: 2132747
last_verified: 2026-10-09
---

# Garrett Desmond

Loan Officer at CrossCountry Mortgage, Beverly, MA. NMLS ID 2132747 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2132747)).

**Summary:** Garrett Desmond (NMLS 2132747) is Loan Officer at CrossCountry Mortgage, based in Beverly, MA. Lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/

## About

Garrett is part of the Palermo & Carucci Team, which has closed over 4,100 loans totaling $1.3 billion. Originally from Beverly, he focuses on clear communication and practical guidance to simplify the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Part of Palermo & Carucci Team which closed over 4,100 loans totaling $1.3 billion. Source: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Beverly, MA. Source: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2132747

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/
- Office phone and Email on file: shown at https://lendb.ai/lo/garrett-desmond-2132747#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2132747
- lender_site: https://crosscountrymortgage.com/beverly-ma-4802/garrett-desmond/

Cite as: Garrett Desmond (NMLS 2132747), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/garrett-desmond-2132747, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._