--- canonical_url: https://lendb.ai/lo/garrett-miller-2167774 json_url: https://lendb.ai/lo/garrett-miller-2167774.json nmls_id: 2167774 last_verified: 2026-10-31 --- # Garrett Miller IGNITE Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 2167774 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167774)). Garrett Miller (NMLS 2167774) is an IGNITE Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2023 and in Florida, Connecticut, Delaware and 9 more states. **Summary:** Garrett Miller (NMLS 2167774) is IGNITE Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 13 states confirmed with state regulators: Florida, Connecticut, Delaware, Arkansas, Iowa, Oregon, Wisconsin, California and 5 more. Earliest state license record: June 6, 2023 (Oregon), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Garrett licensed in Florida? Yes. Florida regulator records list license LO128997 as active, first effective May 24, 2024 (verified 2026-10-15). LenDb has 12 other states on file for Garrett. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Garrett work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/garrett-miller/. ### How long has Garrett been licensed? The earliest state license record LenDb holds for Garrett is from June 6, 2023 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: June 6, 2023 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Garrett T. Miller (AR, CA, CT, DE, FL, IA, MA, MD, NV, OR, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: over 5. Source: https://independencehl.com/garrett-miller/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO128997 | active | confirmed | 2024-05-24 | state_regulator | 2026-10-15 | | CT | Connecticut regulator | state_license | LO-2167774 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 51941 | active | confirmed | 2024-05-22 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 2167774 | active | confirmed | 2023-06-06 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2167774 | active | confirmed | 2024-05-30 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2167774 | active | confirmed | 2024-07-17 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO2167774 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110356 | active | confirmed | 2026-06-01 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0085326 | active | confirmed | 2024-05-22 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-102192 | active | confirmed | 2024-07-18 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/garrett-miller/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167774 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/garrett-miller/ - Office phone and Email on file: shown at https://lendb.ai/lo/garrett-miller-2167774#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167774 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/garrett-miller/ Cite as: Garrett Miller (NMLS 2167774), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/garrett-miller-2167774, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._