---
canonical_url: https://lendb.ai/lo/garrett-o-neill-1576017
json_url: https://lendb.ai/lo/garrett-o-neill-1576017.json
nmls_id: 1576017
last_verified: 2026-10-09
---

# Garrett O'Neill

Loan Officer at LeaderOne Financial, Oak Brook, IL. NMLS ID 1576017 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1576017)).

**Summary:** Garrett O'Neill (NMLS 1576017) is Loan Officer at LeaderOne Financial, based in Oak Brook, IL. Licensed in Florida, confirmed with the state regulator (license LO149838). Also lists California, Illinois, Indiana, Kentucky, Oregon, South Carolina, Texas, Virginia and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: July 27, 2026 (Florida), per state regulator. States 9 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 27, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 9 (source: https://www.leaderonefinancial.com/mlo/garrett-o-neill, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Garrett has over 9 years of experience and 500+ successful transactions. They specialize in educating first-time homebuyers and work with experienced homeowners and investors to strategically reduce lifetime interest and build long-term financial plans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 9. Source: https://www.leaderonefinancial.com/mlo/garrett-o-neill, verified 2026-10-09.
- credential: 500+ successful purchases and refinances. Source: https://www.leaderonefinancial.com/mlo/garrett-o-neill, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149838 | active | confirmed | 2026-07-27 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Oak Brook, IL. Source: https://www.leaderonefinancial.com/mlo/garrett-o-neill, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1576017

## Contact

- linkedin_url: https://www.linkedin.com/in/garrett-oneill-54b803a4/ (source: lender_site, verified 2026-10-09)
- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/garrett-o-neill
- Office phone and Email on file: shown at https://lendb.ai/lo/garrett-o-neill-1576017#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1576017
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.leaderonefinancial.com/mlo/garrett-o-neill

Cite as: Garrett O'Neill (NMLS 1576017), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/garrett-o-neill-1576017, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._