---
canonical_url: https://lendb.ai/lo/garry-berardi-79139
json_url: https://lendb.ai/lo/garry-berardi-79139.json
nmls_id: 79139
last_verified: 2026-10-09
---

# Garry Berardi

Loan Officer at CrossCountry Mortgage, Alpharetta, GA. NMLS ID 79139 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/79139)).

**Summary:** Garry Berardi (NMLS 79139) is Loan Officer at CrossCountry Mortgage, based in Alpharetta, GA. Licensed in Florida, confirmed with the state regulator (license LO44808). Also lists Alabama, Georgia, North Carolina, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Earliest state license record: June 29, 2017 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 29, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/

## About

Garry Berardi has over 25 years of homebuying experience and assists clients with varied financing situations and credit matters. He has a passion for helping first responders, teachers, and military personnel.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO44808 | active | confirmed | 2017-06-29 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Alpharetta, GA. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/79139

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/
- Office phone and Email on file: shown at https://lendb.ai/lo/garry-berardi-79139#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/79139
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/alpharetta-ga-4747/garry-berardi/

Cite as: Garry Berardi (NMLS 79139), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/garry-berardi-79139, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._