---
canonical_url: https://lendb.ai/lo/gary-kirkpatrick-310086
json_url: https://lendb.ai/lo/gary-kirkpatrick-310086.json
nmls_id: 310086
last_verified: 2026-10-09
---

# Gary Kirkpatrick

Mortgage Loan Officer at Loan Factory. NMLS ID 310086 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/310086)).

**Summary:** Gary Kirkpatrick (NMLS 310086) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO150587). Also lists Alabama and Georgia on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Gary Kirkpatrick has 25+ years of experience funding billions in residential and commercial loans. He prioritizes treating home purchases as the important life investment they are.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://www.loanfactory.com/mortgage-expert/gary-kirkpatrick-310086, verified 2026-10-09.
- other: Funded billions of dollars in residential and commercial loans with his team. Source: https://www.loanfactory.com/mortgage-expert/gary-kirkpatrick-310086, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150587 | active | confirmed | 2026-08-26 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/gary-kirkpatrick-310086, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/310086

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/gary-kirkpatrick-310086

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/310086
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/gary-kirkpatrick-310086

Cite as: Gary Kirkpatrick (NMLS 310086), Loan Factory. LenDb.ai, https://lendb.ai/lo/gary-kirkpatrick-310086, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._