---
canonical_url: https://lendb.ai/lo/gary-smith-180589
json_url: https://lendb.ai/lo/gary-smith-180589.json
nmls_id: 180589
last_verified: 2026-10-15
---

# Gary Smith

Loan Officer at The Mortgage Link, Inc., Nashville, TN. NMLS ID 180589 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180589)).

**Summary:** Gary Smith (NMLS 180589) is Loan Officer at The Mortgage Link, Inc., based in Nashville, TN. Licensed in Florida, confirmed with the state regulator (license LO109739). Also lists Kentucky and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: June 22, 2022 (Florida), per state regulator. States 22 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 22, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.themortgagelink.com/loan-officer/gary-smith, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Kentucky (KY, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.themortgagelink.com/loan-officer/gary-smith, verified 2026-10-15.
- education: Legal Studies degree and Master's in Conflict Resolution. Source: https://www.themortgagelink.com/loan-officer/gary-smith, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109739 | active | confirmed | 2022-06-22 | state_regulator | 2026-10-15 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: The Mortgage Link, Inc. (NMLS 113054), Nashville, TN. Source: https://www.themortgagelink.com/loan-officer/gary-smith, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180589

## Contact

- View profile at The Mortgage Link, Inc.: https://www.themortgagelink.com/loan-officer/gary-smith
- Email on file: shown at https://lendb.ai/lo/gary-smith-180589#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180589
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.themortgagelink.com/loan-officer/gary-smith
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Gary Smith (NMLS 180589), The Mortgage Link, Inc.. LenDb.ai, https://lendb.ai/lo/gary-smith-180589, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._