---
canonical_url: https://lendb.ai/lo/gavin-garay-2255887
json_url: https://lendb.ai/lo/gavin-garay-2255887.json
nmls_id: 2255887
last_verified: 2026-10-15
---

# Gavin Garay

Loan officer at Go Rascal Inc.. NMLS ID 2255887 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2255887)).

Gavin Garay (NMLS 2255887) is a mortgage loan officer at Go Rascal Inc., licensed in Florida since 2025 and in New York and Connecticut.

**Summary:** Gavin Garay (NMLS 2255887) is a loan officer at Go Rascal Inc.. Licensed in 3 states confirmed with state regulators: Florida, New York and Connecticut. Earliest state license record: January 28, 2025 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Gavin licensed in Florida?

Yes. Florida regulator records list license LO134907 as active, first effective January 28, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Gavin. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Gavin work for?

Go Rascal Inc., company NMLS 2072896, per the lender's own site (verified 2026-10-15). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut.

### How long has Gavin been licensed?

The earliest state license record LenDb holds for Gavin is from January 28, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: January 28, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Gavin T. Garay (CT, FL, IA, NY, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed), Connecticut (CT, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO134907 | active | confirmed | 2025-01-28 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | Connecticut regulator | state_license | LO-2255887 | active | confirmed |  | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 54296 | expired | confirmed | 2025-05-02 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: Go Rascal Inc. (NMLS 2072896). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2255887

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2255887
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://idob.iowa.gov/

Cite as: Gavin Garay (NMLS 2255887), Go Rascal Inc.. LenDb.ai, https://lendb.ai/lo/gavin-garay-2255887, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._