{
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      "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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    },
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        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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      },
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        "issued_at": null,
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        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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      },
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        "license_type": "state_license",
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        "verified_at": "2026-10-09"
      },
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        "issued_at": "2025-01-28",
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        "verified_at": "2026-10-09"
      },
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        "license_type": "state_license",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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      },
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        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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      },
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
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      },
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        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      },
      {
        "state": "SD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Branch Manager",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/gayle-mccarthy",
        "verified_at": "2026-10-09"
      }
    ],
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    "updated_at": "2026-10-09 05:11:09.085165+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/gayle-mccarthy-225960#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/gayle-mccarthy",
      "verified_at": "2026-10-09"
    }
  }
}