---
canonical_url: https://lendb.ai/lo/gayle-mccarthy-225960
json_url: https://lendb.ai/lo/gayle-mccarthy-225960.json
nmls_id: 225960
last_verified: 2026-10-09
---

# Gayle McCarthy

Branch Manager at American Pacific Mortgage, Tehachapi, CA. NMLS ID 225960 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225960)).

**Summary:** Gayle McCarthy (NMLS 225960) is Branch Manager at American Pacific Mortgage, based in Tehachapi, CA. Licensed in 12 states: Arkansas, Arizona, California, Colorado, Georgia, Missouri, Montana, Nevada and 4 more. Focus areas shown on the lender page: First-time buyer and Real estate investor. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: Arkansas (AR), Arizona (AZ), California (CA), Colorado (CO), Georgia (GA), Missouri (MO), Montana (MT), Nevada (NV), Oklahoma (OK), Oregon (OR), South Dakota (SD), Washington (WA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.apmortgage.com/gayle-mccarthy
- **Real estate investor** (`investor`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.apmortgage.com/gayle-mccarthy

## About

Gayle McCarthy is a Branch Manager at American Pacific Mortgage serving clients in multiple states. They assist first-time homebuyers and seasoned investors with conventional, jumbo, FHA, VA, USDA, bridge, builder, and renovation loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Branch Manager. Source: https://www.apmortgage.com/gayle-mccarthy, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| AR | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| CO | state_license | 100541149 | active | 2025-01-28 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| SD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Tehachapi, CA. Source: https://www.apmortgage.com/gayle-mccarthy, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225960

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/gayle-mccarthy
- Office phone and Email on file: shown at https://lendb.ai/lo/gayle-mccarthy-225960#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225960
- lender_site: https://www.apmortgage.com/gayle-mccarthy
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=337050&contact=570329

Cite as: Gayle McCarthy (NMLS 225960), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/gayle-mccarthy-225960, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._